We know that finance can be a concern to some customers, which is why we've built this section with a range of tools that are easy to use and can help you get the answers you need.
Most customers today choose to fund their purchase, spreading the cost over up to five years. We offer a hassle-free way to fund your next car. Our representative rates are below, and our handy finance calculator can help you work out which cars fit your budget.
Use our simple finance calculator to work out how far your budget will go.
Average mileage per year
This quotation is in relation to a regulated Hire Purchase and Fixed Sum Credit Loan agreement. It is not an Offer of credit & is valid for 14 days from the date of creation. Credit is only available to persons 18 years or over. The Car People Offer Credit from a number of finance providers & may receive a payment from them regarding finance agreements written with them.
For Hire Purchase (HP) & Personal Contract Purchase (PCP) loans you will not own the vehicle until the loan has been paid in full.
BE SURE YOU CAN AFFORD THE REPAYMENTS & CONSIDER ANY POTENTIAL CHANGE OF CIRCUMSTANCES THAT MAY AFFECT YOUR ABILITY TO REPAY THE LOAN BEFORE YOU ENTER INTO A CREDIT AGREEMENT.
Do you want to know if you can get finance without affecting your credit score? Our quick and easy credit check tool can give you an answer in just 60 seconds.
We also offer options for customers who owe more on their current car than its market value, and for those who have had credit issues previously. We work with a selection of lenders and our team will try to secure you the best acceptance terms we can offer, subject to status.
|8.9% APR Representative||10.9% APR Representative||12.9% APR Representative|
|Load Values||£9,999 and above||£6,999 - £9,998||£6,998 and below|
|Cash Price / Amount of Loan||£9,999||£6,999||£5,999|
|Total Amount Payable||£12,325.20||£9003.60||£8042.40|
|Duration of Agreement||60 month||60 month||60 month|
|Interest Rate (fixed)||8.53%||10.35%||12.15%|
Final monthly payment includes optional £10 Purchase fee. You will not own the vehicle until all payments and fees have been paid. The Car People Ltd are a credit broker working with a range of lenders. We may receive income from them for finance business placed with them. Finance is available to people aged 18 years and over, subject to status. Please ensure you consider whether you can make all the repayments on the loan before you enter into a credit agreement.
I want to own my car
I want to keep my options open
Below we list some frequently asked questions that give you an insight into your options when buying from us. If you can’t find the answer to your question here contact us here or call in at one of our showrooms for a chat, there’s no obligation to buy!
We offer a range of finance packages from a list of lenders. We work with Blackhorse Motor Finance, Santander Consumer Finance and a specialist broker, who helps with customers who have specific requirements or issues with their credit history.
We may be paid an income from one of these lenders if you choose to take out finance with them. For more details see our important information sheet on site.
We have a service available where you can check your credit worthiness without affecting your credit score. Alternatively if you've already chosen a car you can apply for finance for it online from the finace calculator on the vehicle details page.
Our team of finance specialists will then contact you regarding the finance company's decision & the best acceptance we can get for you.
In certain circumstances there may also be a requirement to pre-sign your documents prior to delivery. But don’t worry: if this is the case, our finance team will keep you informed throughout the process.
Please complete the form below and we'll have a decision back to you in seconds.
Unfortunately, our application check service has been unable to match your details, preventing us from providing an accurate estimate of your eligibility.
Please check your details on the form carefully, however, if you are still receiving this message after reviewing them, please call our contact centre on 0333 222 6599 to discuss your credit check application.
Our application check service thinks we can source you finance from one of our main finance companies, at our great low rates starting from 8.9% APR. The next step is to find a suitable car for you and source an acceptance for that vehicle. You can start searching now and our finance team will be in touch shortly to discuss the next steps.
Our application check service thinks we can source a finance acceptance for you. The next step is to find a suitable car for you and source an acceptance for that vehicle. You can start searching now and our finance team will be in touch shortly to discuss the next steps.
Our application check service thinks we can source a finance acceptance for you. The next step is to understand a bit more about how much you're looking to borrow and what type of car you’re looking for. Our finance team will be in touch shortly to discuss this with you.
It looks as though it is unlikely that we can source a finance acceptance for you. However if you think our system has misunderstood your credit history then please get in touch to talk this through with us.