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Car Finance made simple by The Car People

Hassle Free

Hassle-free car finance from only 8.9% APR representative

We know that finance can be a concern to some customers, which is why we've built this section with a range of tools that are easy to use and can help you get the answers you need.


Most customers today choose to fund their purchase, spreading the cost over up to five years. We offer a hassle-free way to fund your next car. Our representative rates are below, and our handy finance calculator can help you work out which cars fit your budget.

Find out more about our APR representative

We also offer options for customers who owe more on their current car than its market value, and for those who have had credit issues previously. We work with a selection of lenders and our team will try to secure you the best acceptance terms we can offer, subject to status.

8.9% APR Representative 10.9% APR Representative 12.9% APR Representative
Load Values £9,999 and above £6,999 - £9,998 £6,998 and below
Cash Price / Amount of Loan £9,999 £6,999 £5,999
Deposit £0.00 £0.00 £0.00
Total Amount Payable £12,325.20 £9003.60 £8042.40
Monthly Payments £205.42 £150.06 £134.04
Duration of Agreement 60 month 60 month 60 month
Interest Rate (fixed) 8.53% 10.35% 12.15%

Final monthly payment includes optional £10 Purchase fee. You will not own the vehicle until all payments and fees have been paid. The Car People Ltd are a credit broker working with a range of lenders. We may receive income from them for finance business placed with them. Finance is available to people aged 18 years and over, subject to status. Please ensure you consider whether you can make all the repayments on the loan before you enter into a credit agreement.

Work out how far your budget will go

Use our simple car finance calculator to create your ideal package then let us find the cars that suit your needs.

Can I get finance?

Do you want to know if you can get finance without affecting your credit score? Our quick and easy credit check tool can give you an answer in just 60 seconds.