What finance options are available?
Whilst our main finance products are hire purchase and personal loan, we also offer PCP and lease purchase.
For simplicity, we quote our hire purchase/personal loan rates on this site, which are available to all
customers subject to status.
How will I know which one is right for me?
Our people are trained to give you the best advice. They can talk you through the various options available
and demonstrate which ones offer you the best value.
What if I have no deposit, or owe more than my car is worth?
Because our cars offer excellent value we can, subject to status, accommodate customers who wish to pay no
deposit, owe more than their car is worth, or require cash back to settle a personal loan on their vehicle.
We can settle the outstanding finance on your current car as part of the overall package. This will also
avoid the 7-10 day delay that finance companies enforce if you settle the car yourself.
How long will it take to sort the paperwork out?
We have agreements in place with major national finance companies that make the process of funding your new
car as hassle-free as possible.
We require only limited information and, in most circumstances, one or two key proofs of identity. Your finance
proposal can be processed, and accepted, the same day. You don’t even have to wait for funds to clear in your
account before collecting your new car, simply bring your proofs on the day of collection, check through and
sign your finance document and you can drive your car away there and then.
You could be in your new car in a couple of days, a lot quicker than the 5-10 days it could take with a direct lender.
What if I’m not sure about my credit history?
We have a service available where we can pre-approve your finance. However, because of the bank of lenders we have
available, this process may take anything from a few hours to a couple of days, depending on your circumstances.
There may also be a requirement to pre-sign your documents prior to delivery. But don’t worry: if this is the case,
our finance team will keep you informed throughout the process.
