FAQ
Below we list some frequently asked questions that give you an insight into your options when buying from us. If you can’t find the answer to your question here contact us here or call in at one of our showrooms for a chat, there’s no obligation to buy!
We offer a wide range of finance packages to suit every pocket – and they’re constantly monitored for value and competitiveness, so you won’t need to shop around. And you’ll only be offered the finance options most appropriate to you.
Whilst our main finance products are hire purchase and personal loan, we also offer PCP and lease purchase. For simplicity, we quote our hire purchase/personal loan rates on this site, which are available to all customers subject to status.
Our people are trained to give you the best advice. They can talk you through the various options available and demonstrate which ones offer you the best value.
Because our cars offer excellent value we can, subject to status, accommodate customers who wish to pay no deposit, owe more than their car is worth, or require cash back to settle a personal loan on their vehicle.
We can settle the outstanding finance on your current car as part of the overall package & then re-finance this amount (subject to status) as part of the new finance agreement on your new car.
Letting us settle your current agreement also avoids the 7-10 day delay that finance companies enforce if you settle the car yourself.
We have agreements in place with major national finance companies that make the process of funding your new car as hassle-free as possible.
We require only limited information and, in most circumstances, one or two key proofs of identity. Your finance proposal can be processed, and accepted, the same day. You don’t even have to wait for funds to clear in your account before collecting your new car, simply bring your proofs on the day of collection, check through and sign your finance document and you can drive your car away there and then.
You could be in your new car in a couple of days, a lot quicker than the 5-10 days it could take with a direct lender.
We have a service available where we can pre-approve your finance. However, because of the bank of lenders we have available, this process may take anything from a few hours to a couple of days, depending on your circumstances.
There may also be a requirement to pre-sign your documents prior to delivery. But don’t worry: if this is the case, our finance team will keep you informed throughout the process.